New propositions in insurance: embedded and affinity distribution, parametric and usage-based cover, and product design for risks that traditional policies handle badly.
Smart workflows and IoT sensors streamline claims and enable real-time pricing, while new data standards certify self-driving vehicle status. Topics include blockchain for embedded insurance and satellite risk prevention.
CES 2026 highlights include forensic-level data for crash certification and proactive risk management. Tech spending hits $173 billion as firms adopt embedded coverage, AR inspections, and sensor-triggered payouts.
US insurers are investing $173 billion in technology, enabling more accurate disaster modeling via satellite imagery and lower premiums through vehicle sensors.